Enterprise-Grade Payment Platform

Automate Your Corporate Payments in Minutes

CPay is the enterprise-grade payment platform built for corporates and financial institutions. Process salaries, vendor payments, and bulk transfers with multi-level authorization. Fast, secure, and effortless.

Trusted by Leading Institutions & Corporates

Meridian Bank
Atlas Financial
Pinnacle Corp
Vertex Holdings
Summit Trust
Nova Capital
Features

Everything You Need to Manage Corporate Payments

A complete platform for initiating, approving, and tracking corporate payments with full governance and visibility.

Flexible Payment Initiation

Initiate payments your way. Choose from Bulk Transfer (file upload), Single Transfer, or Multiple Transfer modes. Download templates, upload beneficiary files, and let CPay handle the rest.

Multi-Level Authorization Workflows

Define custom approval workflows with multiple authorization levels. Assign specific users to each level, tie workflows to payment types, and enforce corporate governance policies.

Payment Approval & Authorization

Payments flow through structured approve and authorize steps before execution. Reviewers can approve, reject, or query payment items, ensuring every transaction is validated.

Real-Time Dashboard

Get instant visibility with account balances, payment statistics (Awaiting, In-Progress, Completed, Canceled), quick actions, and recent activity feeds all in one place.

Source Account Management

Link and manage multiple source bank accounts with real-time balance checks. Set up accounts, view balances, and control which accounts are permitted for payment initiation.

User & Role Management

Create users, assign granular permissions (initiate, authorize, view reports, manage accounts, and more), and manage roles across your organization.

Reporting

Powerful Reports for Full Financial Visibility

Transaction Report

Track every transaction with drill-down line-item details

Payment Report

Monitor payment statuses with line-level breakdowns

Approval Report

Audit the full approval chain for any payment

Audit Trail Report

Complete audit trail of all user actions and system events

Settlement Report

Reconcile settlements across all accounts

Platform

Purpose-Built Portals for Every Stakeholder

Three dedicated portals, one unified platform.

Corporate User Portal

For corporate teams who initiate and manage payments.

  • Access dashboards and analytics
  • Initiate single or bulk payments
  • Manage authorization workflows
  • View comprehensive reports

Admin Portal

For institutional administrators who configure the platform.

  • Manage institutions and corporates
  • Define payment types and fee structures
  • Configure suspense and income accounts
  • Oversee source account approvals

Revenue Portal

For revenue collection teams managing inbound operations.

  • Manage collection accounts
  • Handle till account operations
  • Support revenue reconciliation
  • Track inbound payment flows
Security

Built for Enterprise Security

Enterprise-grade security controls to protect every transaction and meet regulatory requirements.

Role-Based Access Control

Granular permission system with 40+ configurable permissions to match your governance policies.

Secure Sessions

Protected access with authentication, authorization, and automatic session management.

Strong Authentication

Corporate-code scoped login with enforced password policies.

Full Audit Trail

Every action is logged and traceable for regulatory compliance.

Multi-Tier Authorization

Payments require multi-level approval before processing.

Process

Get Started in 4 Simple Steps

Step 01

Onboard

Get your corporate entity registered and approved by your institution.

Step 02

Set Up Accounts & Workflows

Link your source bank accounts and define payment authorization workflows.

Step 03

Initiate Payments

Upload bulk payment files or create individual transfers.

Step 04

Authorize & Execute

Payments flow through your approval workflow, then execute automatically.

Benefits

Why Leading Corporates Choose CPay

Speed

Process thousands of payments in minutes with bulk upload.

Accuracy

Eliminate manual errors with structured templates and validation.

Security

Multi-level authorization ensures no unauthorized payments.

Visibility

Real-time dashboards and comprehensive reporting.

Scalability

Multi-institution, multi-corporate architecture.

Flexibility

Configurable workflows, fees, and permissions per corporate.

FAQ

Got Questions? We've Got Answers

Your institution registers your corporate entity on CPay. Once approved, you can set up source accounts, define workflows, create users, and start processing payments immediately.

Every payment goes through a multi-level authorization workflow before execution. Combined with role-based access control (40+ granular permissions), full audit trails, and secure session management, your funds are always protected.

Absolutely. You can create workflows with multiple authorization levels, assign specific approvers to each level, and tie workflows to specific payment types or corporates.

CPay provides Transaction Reports, Payment Reports, Approval Reports, Audit Trail Reports, and Settlement Reports, all with line-level drill-down capabilities.

Yes. CPay supports multi-bank source account management and multi-currency configurations, all managed through the Admin portal.

The Revenue Portal is a dedicated interface for revenue collection teams to manage collection accounts and till accounts, supporting inbound revenue operations and reconciliation.

CPay is built with a REST API backend, making it straightforward to integrate with your existing ERP, HR, or banking systems. Contact our team to discuss your integration needs.

Ready to Transform Your Corporate Payments?

Join leading institutions and corporates who trust CPay to automate salary payments, vendor disbursements, and bulk transfers, securely and at scale.